First home buyer
There is much to consider and plenty to research.
Firstly you need to work out how much you can borrow. This is where our services will really help you. Make sure you have an accurate and detailed budget that takes into account all expenses associated with purchasing a property including stamp duty, council rates and other fees. We can help you identify these extra costs. Use our budget planner to get a realistic picture of where your money goes now. Use our loan calculator to estimate your repayments.
Many first home owners forget to budget for things they haven’t been used to paying for themselves like electricity, water and other utilities and for items such as insurances.
Budget for maintenance and even simple things like stocking up the fridge and pantry for the first time – many of the things we take for granted when living at home.
Ensure you go to many open inspections and do your research on the internet before purchasing to ensure you have a good indication on property prices in your desired location. If you find that you cannot afford to buy your dream home in your desired location consider more affordable adjacent suburbs.
To see our variety of loans on offer, follow the link below.
This is just a quick note to say thank you once again for your help in obtaining a new home loan for us.
We were grateful for your efforts and the fact that you made everything seem so easy.
When you are buying and selling a home, particularly when you have young children, you simply don’t have the time to research everything yourself and speak to the various banks etc. The fact that you did all of that for us, obtained the best deal possible, gave us practical advice based on our situation, and came out to our home at a time that suited us was fantastic.
We’ve used brokers before but have never received the same level of service that you offered. I think most importantly, we were impressed by the follow-up after settlement (even remembering that it was Alan’s birthday on the day we moved!) and the fact that you were happy to explain and clarify any issues at that point as well. It wasn’t just a case of deal done, move on to the next “sale”!
Thank you again. We would not hesitate to recommend you to anyone looking for thorough, helpful advice when financing a home. Regards,